Our Story

Too many small business owners feel trapped by uncertainty, chaos, and burnout. They’re unclear about cash, unsure how to plan for growth, and exhausted from wearing too many hats. They want to grow their business, but instead of feeling like leaders, they often feel like they’re barely holding things together. I’ve watched the weight of running a business leave owners tired, stressed, and second-guessing every decision.

At RAM Financial Solutions LLC we have seen business owners burn out, not because they lacked passion, but because they lacked clarity. Finances had become a struggle instead of a tool for growth. And while the financial fog was part of the problem, I realized it wasn’t the whole story. Business owners also needed clarity in their vision, alignment with their people, and systems that actually worked.

That’s what led to the creation of the Propel Framework™, a proven way to bring clarity, direction, and momentum to small businesses. Propel starts with getting to know the owner and refining their vision. It organizes finances and people, develops processes and systems that last, and provides ongoing advisory support so leaders don’t have to walk alone. Ultimately, Propel is about creating sustainable movement, where businesses run smoother, profits grow, and owners get their time and energy back.

With nearly 30 years as a CPA and CFO, and over eight years leading RAM, I’ve helped companies navigate everything from survival mode to scaling for success. We’ve partnered with owners in construction, manufacturing, services, retail, technology, and beyond. No matter the industry, the challenges are often the same and Propel adapts to each one. The results? Owners who once felt stuck and exhausted are now running businesses with stronger margins, healthier cash flow, and systems that free up hours each week. They’re less stressed, more confident, and finally able to focus on what matters most.

For me, this work is more than business, it’s a calling. I believe every business can flourish with the right tools, guidance, and perspective. That’s why RAM exists: to help business owners find clarity, rest, and confidence.

Our mission is simple: To give business owners financial clarity, strategic insight, and the systems they need to grow with confidence.


If you’re feeling stuck, let’s start with a conversation.

Steve Ramsey, CPA – Founder & CEO

Steve is a seasoned CPA and Fractional CFO and strategic advisor with nearly 30 years of financial leadership experience, guiding businesses through complexity and helping owners make confident decisions. He is known for his big-picture vision and forward-thinking strategies that move companies from uncertainty to clarity, and from survival to growth.

As Founder of RAM Financial Solutions, Steve draws on his deep CFO experience, including cash flow turnarounds, mergers & acquisitions, system implementations, and strategic restructuring, to help leaders stabilize finances, strengthen operations, and create momentum. His ability to connect the financial side with the people and systems side is what makes his approach different, and what allows business owners to finally step out of the day-to-day and into true leadership.

Over his career, Steve has served as CFO, Interim CFO, Controller, and Financial Analyst for organizations ranging from startups to multi-national corporations nearing $2 billion in revenue. He has led post-merger integrations, ERP implementations, cost structure redesigns, and business tax planning, delivering clarity and confidence at every stage of growth.

Steve’s personal role is to walk with owners as a trusted advisor, bringing financial clarity and business insight together so leaders can stop feeling stuck and start leading with confidence.

Outside of work, Steve is passionate about faith, family, and equipping others to walk in alignment with their purpose.

Our Team

Andrew Hall - Finance & Operations Associate

Andrew is a valuable part of our team, bringing a strong background in business, finance, and customer service. He holds a degree in Business Administration with a concentration in Finance from Bridgewater College, where he earned academic honors and held leadership roles.

He has built experience in client-focused roles that strengthened his ability to listen carefully, solve problems, and make people feel at ease. He has also led service-learning projects, guided teams, and volunteered with nonprofit organizations, experiences that shaped his ability to serve others with professionalism and care.

At RAM, Andrew supports client engagements by bringing organization, follow-through, and fresh perspective. He helps ensure details are managed well so clients can focus on their big picture. His combination of discipline, teamwork, and a heart for service makes him an asset to both our business and the clients we serve.

Our Values

At RAM Financial Solutions LLC, our work is rooted in faith, trust, and a calling to serve business owners with clarity and care. Our name comes from Genesis 22:13–14; reminding us that the Lord will provide and pointing us to Jesus, our sacrificial RAM.

Genesis 22.13-14 Abraham looked up and there in a thicket he saw a ram caught by its horns. He went over and took the ram and sacrificed it as a burnt offering instead of his son.  So Abraham called that place The Lord Will Provide. And to this day it is said, “On the mountain of the Lord it will be provided.”

Faith in Christ

This business belongs to Jesus. We partner with Him as the true owner and trust Him to provide.

Servant Heart

We see our role as shepherds, walking alongside business owners, not just as advisors but as partners who care deeply about their journey.

Clarity & Peace

We believe business owners deserve more than survival. We pursue clarity and peace in every step so you can lead with confidence.

Growth & Impact

We believe businesses are meant to flourish.  Not only for profit, but to create lasting impact for owners, employees, and communities.

Discipleship

Our calling is not only business and financial clarity but also to equip and disciple leaders to align their work with God’s purpose.

Jesus Christ CEOs

We are a partner with the ministry JCCEOs, whose mission is to restore in all nations the preeminence of Jesus Christ in business and to equip CEOs to participate in that restoration.

You’ve heard our story and what we value, now we’d love to hear yours. Let’s talk about where your business is today and how we can help you move forward with clarity and confidence.

From chaos to clarity. Propel Forward.

540-300-7919

Serving business owners nationwide from Virginia's Shenandoah Valley

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